You can now get your credit report online from the major credit agencies. You can look it over and see what all has to be fixed or not. What your score is and everything you need to have good credit. Especially look for:
- Review public judgments, collections, child support, and bankruptcy. The bureau needs to update these if they are paid.
- Make sure all your information is correct
- Look for accounts that are not yours
- Look for unauthorized entries
You will especially need a copy if you have been a victim of Identity theft. You will see if any charges on your report were not made by you. You should look at your report every 30 days. A company can watch over your credit and alert you every time it has been accessed or used.